Are you planning to buy property in Torrevieja, Alicante or anywhere on the Costa Blanca? Whether you’re moving to Spain, investing in a holiday home, or retiring under the sun, understanding the legal process is essential. This step-by-step guide will walk you through everything you need to know about buying real estate in Spain as a foreigner, especially in the province of Alicante.
At CC Lawyers, we specialise in helping expats and international buyers navigate the Spanish legal system safely, in English or French.
1. Work With a Local Real Estate Lawyer From Day One
Hiring an independent lawyer is your best guarantee that the transaction will be secure. In Torrevieja and Alicante, some properties are sold with legal or urban planning issues, so it’s crucial to conduct full due diligence. Your lawyer will:
- Confirm that the seller is the legal owner of the property.
- Check that the property is registered correctly at the Land Registry and Cadastre.
- Ensure the home is free of debts such as IBI (property tax), community charges or utility bills.
- Verify there are no hidden tenants or occupancy rights.
- Review planning permissions if the property has been extended, refurbished, or has a pool.
2. Sign a Reservation Contract (Contrato de Reserva)
Once you’ve found your ideal property, the seller or agent may ask you to sign a reservation contract and pay a deposit (typically between €1,000 and €6,000) to remove it from the market. Before signing anything, your lawyer should review the contract to make sure your interests are protected and you don’t risk losing your money if legal issues arise.
3. Execute a Deposit Agreement (“Contrato de Arras”)
This is a private purchase agreement that sets the terms and conditions of the sale, including the agreed price and the date for completion. It usually requires a 10% deposit. If either party withdraws without justification, they may face financial penalties. For buyers, this means losing the deposit; for sellers, refunding double.
4. Apply for an NIE Number
Foreigners need an NIE (Número de Identificación de Extranjero) before purchasing property in Spain. This number is required for tax purposes and will appear in the final deed. At CC Lawyers, we can handle your NIE application and represent you under a Power of Attorney if needed.
5. Conduct Final Checks and Sign at the Notary
All Spanish property purchases are formalised by signing the public Deed of Sale (Escritura Pública de Compraventa) before a Notary. Your lawyer will check the draft deed beforehand and coordinate the payment of taxes and the registration of the property in your name. On the day of signing, you can attend in person or appoint a legal representative.
6. Make Final Payment and Withhold 3% If Applicable
The balance of the purchase price is usually paid by certified bank cheque or direct transfer. If the seller is not a Spanish resident, you must withhold 3% of the price and pay it to the Spanish Tax Agency (Hacienda) on their behalf, as required by law.
7. Register the Property and Pay Related Taxes
After the Notary appointment, your lawyer will manage the registration of the property with the Land Registry and Cadastre, and ensure all applicable taxes and fees are paid, including:
- Property Transfer Tax (ITP): 10% in the Valencian Community for resale properties.
- VAT (IVA) + Stamp Duty (AJD): For new builds, 10% VAT + 1.5% AJD apply.
- Notary and Registry Fees: Around 0.5%–1% of the property value.
Your lawyer will also obtain a copia simple (certified copy of the deed) for you immediately after signing, while waiting for final registration.
8. Additional Costs to Consider
Apart from the purchase price, you should budget for:
- Lawyer’s fees (typically 1% + VAT)
- Bank fees for issuing certified cheques
- Translator at Notary (if needed)
- Utilities changeover and community registration
We provide all-inclusive quotes so you know the full cost of buying property in Alicante or Torrevieja upfront—no surprises.
Your Peace of Mind, Guaranteed
Buying a property in Spain can be a smooth and safe experience when guided by a trusted local law firm. At CC Lawyers Alicante, we have more than 20 years of experience helping expats buy homes on the Costa Blanca with full legal protection.
We speak your language, understand your expectations, and work exclusively for you—not estate agents or developers.
Request your free consultation today and let us guide you step by step.
📞 +34 965 134 928
📩 info@alicante-abogados.es
Legal disclaimer:
This content is for informational purposes only and does not constitute legal advice. We recommend contacting CC Lawyers for personalised legal assistance before making any decision.